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Branchless banking and Contactless payment In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya’s M-PESA mobile banking service, for example, allows customers of the mobile phone operator Safaricom to hold cash balances which are recorded on their SIM cards.
Cash can be deposited or withdrawn from M-PESA accounts at Safaricom retail outlets located throughout the country and can be transferred electronically from person to person and used to pay bills to companies. Branchless banking has also been successful in South Africa and the Philippines. Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to borrowers in rural Africa who have mobile phones and can use the Internet.
Eventually, the idea spread and in , the Philippines launched the country’s first commercial mobile payments systems with mobile operators Globe and Smart. Some mobile phones can make mobile payments via direct mobile billing schemes, or through contactless payments if the phone and the point of sale support near field communication NFC.
Cellphone surveillance and Mobile phone tracking Mobile phones are commonly used to collect location data. While the phone is turned on, the geographical location of a mobile phone can be determined easily whether it is being used or not using a technique known as multilateration to calculate the differences in time for a signal to travel from the mobile phone to each of several cell towers near the owner of the phone. Both the SIM card and the handset can be tracked.
They possess technology that enables them to activate the microphones in mobile phones remotely in order to listen to conversations which take place near the phone. Mobile phones and driving safety and Texting while driving A driver using two hand-held mobile phones at once.
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Origins[ edit ] The present service can trace its heritage back to , when BSkyB’s predecessors Sky Television plc and British Satellite Broadcasting encrypted their respective film channels — Sky Movies and The Movie Channel which required viewers to get decoding equipment and a subscription to watch the channels. After the two companies merged, subscribers could get access to both channels, and later the sports channel Sky Sports also became encrypted.
Premier League football[ edit ] Main article: Sky Sports In the autumn of , talks were held for the broadcast rights for Premier League for a five-year period, from the season.
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